OWWN your future
About OWWN
Our mission at OWWN is to develop the first banking app in Europe that enables Generation Z to live their own lives exactly the way they want. We combine 100% digital banking services with a unique community focus and custom edutainment content - all in one app.
The OWWN Team creates products and experiences that make our generation independent and connected at the same time.
Why choose us
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challenging yet meaningful work
Building a social banking app means blazing a trail and venturing into the unknown, which is never easy but always exciting.
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owwnership for everyone
everyone at OWWN is trusted to do their work the best way they can and receives responsibility early on.
We are building this together. -
a most loveable team
our owwners are the backbone of this mission and we regularly hang, train and celebrate together.


owwnly work?
We work passionately together on our vision but never lose sight of the joy of life in the process. Be it during workation in Mallorca, at our Breakfast of Champions on Thursdays or team runs over lunch.

the owwn way
2019

where it started
OWWN's predecessor "deineStudienfinanzierung" is pitched at Shark Tank Germany and scales to handle 80% of student loans in Germany over the next 2 years.
Early 2021

wajve is founded
Our customers speak and we listen. A new start-up, 'wajve', is born and raises 5M€ in its mission to offer a holistic financial product to Gen Z.
May 2022

OWWN is launched
To realise our mission "to give the new generation the life they want to live", wajve and deineStudienfinanzierung are united to form OWWN – a brand that is reinventing banking for Gen Z.
What the creww has to say
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It's actually quite simple, I like the team and people, there's a motivating goal and I feel there's no bullsh*t around
Daniel Ocampo
Senior Mobile Engineer
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What I love about my job is that I have the opportunity to create a new banking experience that has a real impact on people's lives.
Isabel Kovacevic
Product Designer
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Working in a team where everyone is thrilled to create value and build the best possible product is freaking amazing!
Noah Papenfuß
Product Manager
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OWWN is very vivid and dynamic. It's a great challenge and also fun to work for, especially given this amazing team!
Moritz Brenssell
Founder's Associate
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